Restructuring advisers & lenders
When this applies. Liquidity stress, covenant pressure, going-concern uncertainty, disputed claims, unreliable borrower data or distressed transactions.
What HALD adds. An independent fact base, liquidity view and defensible decision support before positions harden.
Rooted in HALD’s core services: Board Advisory & Financial Governance · Financial Disputes & Litigation Support.
- Liquidity and default-readiness review, with downside and covenant sensitivity.
- Independent read of borrower, claim or transaction data where reliability is in question.
- A defensible fact base and decision support before restructuring or enforcement positions harden.
Fintechs & scale-ups
When this applies. Growth outpacing finance controls, weak cash visibility, investor-reporting pressure, audit delays or licensing-readiness gaps.
What HALD adds. Senior finance intervention before gaps become investor, auditor or regulatory issues.
Rooted in HALD’s core services: Transaction Control & Post-Deal Integrity · Board Advisory & Financial Governance.
- Finance-control and cash-visibility review as the business scales.
- Investor-reporting quality and audit-readiness assessment.
- Licensing- and regulatory-readiness gap review for regulated or soon-to-be-regulated firms.
Confidential enquiry
Define the decision, its urgency and the likely evidence base. No privileged or highly confidential detail is needed to begin.
Independence check & scope
Conflicts and independence are cleared; the question, document set, deliverables, timetable and fixed fee are agreed in writing before sensitive material moves.
Test the financial position
Calculations, assumptions, control dependencies and alternative scenarios are challenged; unexplained reconciliation differences are made visible.
Decision-ready output
Traceable findings, a clear view of exposure and practical next-step options — proceed, settle, challenge, deepen the analysis, or pause.
Every engagement begins with a confidential scoping call. No privileged or sensitive material is requested until conflicts and scope are cleared.
Start with a Rapid Case Assessment
A fixed-fee, principal-led review of the financial facts, model logic, exposure range and decision options — delivered to a short, agreed timetable once scope, conflicts and document access are confirmed.